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What you need to know: Governor Gavin Newsom today signed four bills to expand mortgage protections, strengthen insurance coverage, improve testing and remediation standards, and create a permanent framework to accelerate wildfire recovery. ALTADENA – Governor Gavin Newsom today signed a package of legislation to strengthen California’s long-term wildfire recovery system, building on the state’s work with survivors of the Eaton and Palisades fires, and producing tools for wildfire survivors across the state. The new laws create first-in-the-nation standards for testing and remediating hazardous wildfire smoke contamination for future fires and require insurers to cover qualifying smoke-damage testing, remediation, and restoration. The bills also permanently extend mortgage forbearance protections for disaster-affected homeowners. California will not leave survivors to navigate recovery alone.
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AB 1795 gives survivors greater certainty, strengthens consumer protections, and makes clear what Californians can expect from their insurers when disaster strikes.” For survivors still paying a mortgage on a home they can’t live in, Assembly Bills 1842 and 1847 (Harabedian) give families a path away from foreclosure and help them keep their homes.
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